Risk Management

Risk Management with Ag Partners Cooperative

 

At Ag Partners, we recommend that Multi-Peril Crop Insurance (MPCI) always be an integral part of any farm's risk management strategy. There is no other way to protect the number of bushels or revenue per acre that the MPCI program can at the premiums per acre that it costs. That is due to a shared governmental investment in those premiums to help mitigate disasters in a much better way than the ad hoc programs can. 

Crop Insurance Products

Ag Partners offers a complete selection of crop insurance products to help cover the unknown risks that can be problematic for a profitable year. Risks like weather or falling markets can be greatly reduced or eliminated by putting a guarantee on the minimum amount of revenue per acre you will receive. The list of Federal MPCI programs that we offer includes:

  • Revenue Protection
  • Yield Protection 
  • Pasture Rangeland Forage (PRF)
  • Livestock Risk Management (LRP)
  • Supplemental Coverage Option (SCO)
  • Enhanced Coverage Option (ECO)
  • Margin Protection
  • Whole Farm Revenue Protection

Private Products

We also offer an extensive line of private products as well, including:

  • Crop Hail insurance
    • Basic Hail
    • Production Plan Hail
    • Green Snap and Wind
    • Field Fire
    • Pasture Fire
    • Vandalism
    • Companion
  • Variable Interval Product (VIP)
    • Adds intervals of price discovery
    • Potentially increases your total revenue coverage on RP/ARP plan

Crop Insurance Partners

Ag Partners proudly works with strong industry partners to provide some of the best services available.

Input Financing

            

Program Benefits

  • Streamline financing with a single, convenient source
  • Enjoy decision-making freedom and seize purchasing opportunities year-round
  • Lock in input costs to boost income potential and minimize risk
  • Improve security of product supply
  • Pay early without penalty
  • Benefit from a confidential payment option for inputs and services
  • Enhance your operation with a comprehensive agronomic partnership
Read Full 2025 Program Details Here

Complete the forms below and submit to Jim Ward, or reach out to him directly for a link to enroll online!

Contact Us About Ag Partners ONE PAY Today!


Crop Insurance News

Risks And Rain

April 2025

winter-farm-wide

 

Darcy Pralle, Crop Insurance Specialist

Planting season is officially upon us and the Risk Management team wants to thank all the producers who chose us for their Crop Insurance needs this year. Whether you have worked with us for years or you’re one of the new operations that joined us this year, we are grateful to be able to serve all of you! This year there were several nice changes to Crop Insurance products and government programs, plus the Crop Insurance prices set at $4.70 Corn and $10.54 Soybeans were better than expected. As we head into another uncertain year at least there are a few things to be thankful for. 

We are exiting a very dry March for a lot of the Ag Partners territory. Which is great for getting fields prepped, but hopefully we catch rains throughout April and May to get seeds growing. If you have any questions about replant or prevent plant don’t hesitate to reach out to us Crop Insurance Specialists this Spring. Also, keep in mind that prevent plant doesn’t have to be in muddy conditions. It can also be the hard, dried-out dirt that hasn’t seen rain in 2 months. 

If we do start catching storms and the sound of hail on the roof keeps you up at night, please consider looking at a Hail and Wind policy. These can supplement your Multi-Peril Crop Insurance, and hundreds of operations are already using these in our very wind and hail-prone territory. Unlike Multi-Peril Crop Insurance, this type of policy varies company to company, so please do some research or better yet, let us simplify it for you and find a Hail policy that fits your needs. 

Don’t hesitate to ask questions or reach out if you notice issues this planting season. It’s usually better to ask ahead of time with Crop Insurance concerns, plus Jim Ward and Darcy Pralle are always happy to help you at Ag Partners. 

We wish you the best this planting season! 

Harvest Time

October 2024

alfalfa-spring-storm-wide

 

Darcy Pralle, Crop Insurance Specialist

Things are almost too good to be true as we roll though very bountiful crops this Harvest. Last year’s Harvest was pretty decent, and this year will probably be even better. More bushels means more to track so keeping good records is always beneficial. Make sure to keep accurate load records from each farm and mark your bins when you change farms. If you can keep farms separated during harvest it makes life much easier when it’s time to report yields for Crop Insurance later on. Plus, the high 2024 yields could really help boost your 10-year averages, so you don’t want a mistake penalizing you. More operations are also transitioning to combine monitors and grain cart scales to track bushels, and we are happy to walk you through those options if you are interested. 

The weather has even dried out nicely for Harvest with just some small rain delays. This drier weather pattern has also started triggering our Rainfall Insurance policies to hit claim levels this Fall. So, if you are one of the operations with grazing or hay acres insured under Rainfall Insurance, you’ll probably be seeing some checks in the mailbox. If your operation has cattle or hay ground and would like to learn more, now is a great time to ask Jim Ward or Darcy Pralle about Rainfall (aka “PRF”) Insurance. The annual sign up is every November and we are expecting another great return on investment for these Rainfall policies in 2025. 

Wishing everyone a safe and successful finish to 2024! 

Ag Partners Finance & Insurance Team